O perfil do microempreendedor individual amazonense

Abstract

Individual Microentrepreneur is defined as the self-employed worker, with a legalized enterprise as a small business owner, with revenues of up to eighty one thousand reais per year. The present work has as main objective to analyze the profile of the MEI from Amazonas, the specific objectives were: to describe the entrepreneur profile, to analyze its relation with credit and to relate the MEI profile with the entrepreneur concepts of opportunity and necessity. The article was developed from a descriptive study, using statistical method for data consolidation. Research results show that there is a continuous growth in the number of MEI, but with significant reductions due to defaults on payment of DAS, the amazonense MEI have a preference for the commerce sector, especially retail and a majority of men. The lack of planning of the MEI from Amazonas is evident from the preference for riskier credit categories, they do not have a CNPJ type bank account and resistance to targeted credit. It can be concluded that Amazonense MEI needs more assistance in the use of credit, as well as monitoring that assists in the bureaucracy, thus preventing the entrepreneur from entering more expensive credit categories.